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Choose-in essential. Account should have initial qualified immediate deposits, needs to be in fantastic standing and have an activated chip-enabled debit card to choose-in. Ongoing eligible immediate deposits and various criteria apply to maintain eligibility for overdraft security. Only debit card obtain transactions are qualified for overdraft safety and overdrafts are compensated at our discretion. We reserve the right not to pay back overdrafts. One example is, we may not pay out overdrafts In case the account isn't in good standing, or will not be obtaining ongoing qualified immediate deposits, or has a lot of overdrafts.